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Alert: The Plaza Building will remain closed through Jan. 20, 2025.
The Plaza Building will remain closed through Jan. 20, 2025. The Health Center is operating in a modified capacity. Call 303-615-9999 for appointment information during operating hours. Reminder, the Health Center is closed for the winter break Dec. 24 - Jan. 1.
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Choosing a Lender
Top 10 Things to Consider When Evaluating a Lender
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Are there any fees associated with the loan?
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Can I get a better interest rate by applying with a cosigner?
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Does the lender offer a cosigner release option?
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Can I reach a live representative during hours convenient for me?
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What is the lender’s rating with the Better Business Bureau?
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When am I required to start making payments?
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What are the repayment plans for the loan?
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What options are available if I have trouble making payments?
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Is there a penalty for paying the loan off early?
Credit Check
Students and cosigner must meet the lender’s established minimum credit criteria. Lenders may consider a number of factors when determining loan eligibility such as credit-worthiness and debt-to-income ratio. Students and cosigners are encouraged to obtain a free copy of their credit report annually from AnnualCreditReport.com.
Satisfactory Academic Progress (SAP)
Some private lenders require that students meet the Satisfactory Academic Progress (SAP) Standards to be eligible for a private loan. The purpose of SAP is to ensure academic success and graduation. Students who do not meet the SAP standards may not be eligible for their private loan. To learn more, review our SAP Policies:
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