Apply directly with the lender of your choice. Visit our Select a Lender section for more information.
Use school code 004508.
Use the Loan Term Dates listed below to apply for the appropriate loan period.
August 1 - May 30
August 1 - December 20
January 15 - May 20
June 1 - July 30
The Higher Education Opportunity Act of 2008 (HEOA) added section 128(e)(3) to the Truth in Lending Act (TILA) which requires private loan lenders to obtain a completed and signed Self-Certification Form from the applicant. In addition, the private loan lender must provide disclosures to borrowers at different stages of the application process. Please contact us for a copy of the Self-Certification Form if your lender does not provide one.
Know Your Rights! Read and understand your rights and responsibilities before you borrow a loan.
Applying for a Loan to Pay a Prior Term (Past Due) Balance
Certain private loan lenders offer loans to cover a past due balance from a prior term or academic year. Many lenders will allow you to apply up to 6 months after the past due balance is created. However, you should check with your lender as the time-frame to apply ranges from one month to one year.
CU Denver must receive the lender’s certification request for prior term balance loan no later than September 15th of the following academic year. CU Denver will only certify prior term balance loans to cover an outstanding balance on your CU Denver student account.
The Financial Aid & Scholarships Office will notify you by email once we have received and reviewed the private loan certification request from your lender. The loan amount processed by the Financial Aid & Scholarships Office may be less than the amount you requested if you have not accepted or declined your other loans, or if the requested amount exceeds your COA. You may contact our office to discuss the loan amount before the loan certification process is completed.
You will be required to complete Private Loan Entrance Counseling before the certification request is processed.
funds will be sent to the university and will be applied to any
outstanding balance due on your student account. Any remaining funds
will be sent to you by the Bursar’s Office via direct deposit or mail.
Once our office has certified an approved private loan, we will rarely be able to increase the loan amount. In most cases, you will need to apply for a new loan.
Loan Reductions and Cancellations